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Posted by / 11-Jan-2021 08:57

Department of education consolidating federal loans

The first three false certification categories: Ability to Benefit, Disqualifying Status and Forgery apply only to FFEL and Direct loans received at least in part on or after January 1, 1986.

The fourth category, identity theft, is available if the false certification occurred as a result of a crime of identity theft.” For more information on these potential situations, you should visit the National Consumer Law Center website.

Make nine out of 10 on-time payments using the same formula as Income-Based Repayment, which would cap your monthly payment to 15 percent of your income or less.

You can consolidate into a Direct Consolidation Loan, even if you only have one federal student loan.

Consolidation can be a good option for getting out of default, as long as you’re able to commit to the repayment plans it requires.

San Francisco, CA 94105-1813 False certification You can apply for false certification loan cancellation if the institution you attended falsely certified your eligibility for federal student aid.

The National Consumer Law Center describes the four ways this can happen: “There are four specific categories that can lead to a discharge.

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You can have your federal student loans canceled for school-related reasons, such as your school closing, or in the event of disability or death. Department of Education will accept payment in the form of checks, money orders or credit or debit cards.

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